Ford and Lincoln customers can now receive quotes for usage-based car insurance from Ford Motor Co. websites through the automaker’s Ford Insure and Lincoln Motor Co. Insure programs.
Ford Insure, a product created by Ford Motor Credit Co., leverages information about consumers’ driving habits into discounts on auto insurance. The product is underwritten by Nationwide Mutual Insurance and its affiliates.
“With 2021 models arriving, it’s giving customers another convenient way to look into our usage-based insurance offering,” a Ford spokeswoman said in a statement.
Customers who purchase a policy through the program immediately receive a 10 percent discount. Once they have a quote and an eligible 2020 model year Lincoln or Ford, customers can activate the feature through the connected Ford Pass and Lincoln Way mobile apps. At the end of a four- to six-month data-collection period, customers are notified whether they qualify for an additional discount.
Ford slowly launched the program state by state in February.
The product is available in most states, excluding New York, Massachusetts, Oklahoma, Florida, Louisiana, Alaska and Hawaii, according to the company’s website.